I'll be packing it in soon for the long holiday weekend, so I may not post for a while. But please allow me to wish you a happy and healthy holiday season. Also, thanks for reading. Interest rates may not be the most exciting topic -- I certainly won't be discussing the finer points of hybrid adjustable rate mortgages at the New Year's Eve party I'm going to in a few days! But they're absolutely essential to the performance of the markets, and I think we're in for some real fireworks in 2007. So be sure to check back for all the latest. Cheers!